Would it surprise you to learn that 35-45% of adults in America do not go to the dentist regularly? It sure surprised me and I wondered why that was! Data from studies show that one of the reasons people avoid the dentist is fear or anxiety regarding dental work, but the other major factor was cost. Some estimates say that nearly 70 million Americans have no dental insurance. Many employers are not offering dental coverage or are choosing plans that offer less benefits and have more out-of-pocket costs.
Alternative Options to Dental Insurance
An alternative, which is growing in popularity is a dental savings or Dental Savings Plan. A membership plan is different than purchasing a classic dental insurance policy. With insurance policies, there are typically 6-12 month waiting periods before any major procedures such as crowns, implants, or dentures can be done. There is usually a maximum annual benefit of $1000 or $1500, and even that is subject to exclusions, downgrades, and denials. Cosmetic work is also generally not covered. Add up what you would spend a month on premiums and see if it is worth paying for dental insurance yourself - in many cases the answer is no!
So what is a dental membership plan?
They work similarly to a membership at places like Costco where you pay a yearly fee and receive discounts off products. In a dental office, you would receive reduced fee cleanings, exams, fillings, crowns, dentures, cosmetics such as veneers, and much more.
What makes our dental membership plan so great is:
- No annual maximum- you can have as many procedures as you need without “maxing out your insurance”
- No pre-existing condition denials
- No waiting periods
- No monthly premiums- one low annual membership fee
- No downgrades to treatment
- No pre-authorizations for treatment required
- Cosmetics covered- whitening, veneers, and Invisalign for example
We began our dental Dental Savings Plan last year in Charlotte, NC to assist our patients who do not have traditional dental insurance and they have been amazed at the savings! They are able to receive the quality work they have become accustomed to at an affordable price. There are no hidden costs, and the dental treatment is provided at the same high standards that we have always used.
Contact Gentry Dental!
We welcome you and your family to contact us so we can help you decide if our Wellness Plan is the right choice for you. You can reach us at (704) 764-1066 or by sending us an email today!